Short Term Disability

Short term disability insurance pays you a portion of your income in the event an accident or serious illness prevents you from working. Short Term Disability ensures that you can continue to receive partial income in the event that you end up too sick or injured to work, so you can focus on getting healthy and not on your finances.

Life Insurance

Term life insurance offers four term periods and several optional riders for flexibility during the high-need years. For the term of the policy, premiums will not increase. After the end of the initial term, premiums will increase annually at a guaranteed rate based on age. The death benefit remains the same as long as the policy is in force.

Hospital Indemnity

Hospital confinement indemnity insurance is designed to help fill the gaps of out-of-pocket medical and non-medical costs. It provides you with additional financial protection to help cover the costs associated with events such as, hospitalization, outpatient surgery, and diagnostic tests due to a covered accident or covered sickness.